Keep your guard up: Four ways to safeguard your data

Back to Financial Education

October is National Cybersecurity Awareness Month. While we highlight cybersecurity this month, at Comenity, we take data security seriously all year long. That’s why we’ve compiled some key tips you can use to help keep your personal information safe and secure − every day.

Create strong passwords
A long, complicated password is the first line of defense when it comes to your cyber safety, but it isn’t always as easy as “ABC123.” Experts recommend that you change your passwords often and create a unique password for each account. Avoid passwords that are easy to guess or that contain personal information, and always use a combination of special characters, upper- and lower-case letters.

Keep passwords private. If an account offers multi-factor authentication (MFA) or two-step verification, always opt in.

Keep your account and statements safe
In addition to convenience, online banking provides secure, 24/7 access to your transactions and account information. Check your account regularly to ensure you spot and report suspicious activity right away.

Your monthly billing statements also contain sensitive personal information. Opting to receive your bills electronically can decrease the fraud that can occur from mail theft. If you do receive paper mail, be sure to shred it or file it safely when you’re finished looking it over.  

If you bank with Comenity, you can make payments, review your purchases and manage your account online. You can find your online Account Center here.

Don’t take the “bait”
Thieves are getting more sophisticated. They often mimic trusted companies with what sounds like a legitimate request. A phishing scam may come in the form of an email, text or phone call designed to capture your sensitive information. But don’t take the bait. If you receive a request from a company you don’t have an account with, notice typos or a generic greeting, or are asked to provide private information – report it.

“Like” these safety tips
Sure, social media is an easy way to stay connected. But it’s also a great way for cybercriminals to steal your information. To protect your social media accounts, turn on available privacy options and disable location settings, then remove personal details such as your birthdate, address and phone number − and avoid engaging with people or businesses you don’t trust.

And if you use pubic Wi-Fi for any reason (we recommend you don’t!), avoid accessing your financial information and entering sensitive information like a credit card or Social Security number.

Please don’t take this lightly
Being the victim of data theft can be devastating. Not only can your finances and personal identity be stolen, but it can also be a huge hassle to recover from. That’s why we hope you’ll find these tips useful – they’re just a few of the ways to give yourself peace of mind.

How Comenity keeps info safe

Discover how Comenity keeps our customers’ accounts secure and check out more of Comenity’s financial resources for additional tips.

This page and the information contained herein is for educational purposes only. The information is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any product, service or strategy to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult a qualified professional. Any links to other websites are included for your convenience only. Comenity does not endorse any product or service, and is not responsible for the accuracy or reliability of the information made available through such sites.